It's not officially 2013 yet but today begins the first of my resolutions...This next year will bring many changes for our family - the main one being the fact I'll be "retiring" from my job at the CPA firm I've been with for 9 years to fully concentrate on building my professional organizing business. It's exciting and challenging all at the same time. It will and has forced us to really look at hard at the House of Payne's budget for cashflows. As we all know, if there is less money coming in then less needs to be going out. So with that being said, I've decided as part of my organizing business and blog posting I'd challenge myself to the Great Envelope Budgeting System Project of 2013! As of this morning I've updated all our accounts in Quicken, balanced the checkbook for my "household" account and basically will pull out the majority of the small balance now that bills have been paid and prepare my envelopes to use for groceries, gas and small incidentals over the next few weeks. I've always been a coupon shopper and look for deals but I'll be going into overdrive while also figuring our where we'll be cutting back. I'll be updating you all on my progress via the blog and passing on hopefully lots of ideas to help you all in your household budgeting. I've been helping companies do budgeting and related cost efficiency consulting for years - NOW it's time to bring it home and to my organizing clients for their homes! I'd love to hear any ideas or suggestions you all use for your own homes!! Please email, leave comments to blog posts or get in touch on facebook. Wish me luck :)
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